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a personal finance dashboard which turns data from a local GnuCash file into a neat overview of your financial situation.
The end is nigh - at least for the current year
So I took the opportunity to rethink my personal finances and experiment with different - open source - accounting tools. The result of this effort is a personal finance dashboard which turns data from a local GnuCash file into a neat overview of your financial situation.
This is how the GnuCash Dashboard looks like
Please Note: The current state of work is tested on elementary OS 6 (based on Ubuntu 20.04 LTS). If you'd like to run the dashboard on another platform and run into issues, feel free to let me know in the issues section of the GitHub repository.
If I paid off all my liabilities right now, how much of my assets would remain?
net_worth = assets + liabilities
- 🟢 Good: Greater than 0.
- 🟠 Medium: Equals to 0.
- 🔴 Bad: Less than 0.
What is the net worth growth trend for the last n months?
net_worth_trend = linear_regression (assets_last_n_months + liabilities_last_n_months)
# Default: n months = 6
- 🟢 Good: Ascending slope (the steeper the better).
- 🟠 Medium: Straight slope.
- 🔴 Bad: Descending slope (the steeper the worse).
If my net worth keeps growing at the current rate, when will I achieve a certain goal?
net_worth_predicted_at_date = extrapolate(net_worth_trend, until=goal)
# Default: goal = 100_000
- 🟢 Good: Less than 10 years.
- 🟠 Medium: 10 to 20 years.
- 🔴 Bad: More than 20 years.
This should be pretty self explanatory. Defaults to the last 6 months.
If my income stopped right now, how long would I be able to survive?
runway = assets / average_daily_expense_last_n_days
# Default: n days = 180
- 🟢 Good: More than 90 days.
- 🟠 Medium: 60 to 90 days.
- 🔴 Bad: Less than 60 days.